Which have professional mortgage lenders at every part work environment, regional loan repair, plus the ability to use on the web or in-person, Westfield Financial has the benefit of a better way to order, generate, or refinance.

Thinking about to find a house? Benefit from all of our Secure & Shop program! Once you have already been prequalified, you’ll receive an acceptance letter one pledges the rate of interest to have thirty days so you’re able to store with full confidence. Get started now! Click the link to make use of online, or telephone call any kind of our useful Home mortgage Officers shown below.

Special software to have experts, first responders and first-time homeowners. Be sure to query united states how exactly we can help you score good rate and you can save well on closing costs!

Within Westfield Bank, we’re going to be along with you each step of your own means to fix be sure an instant, simple, and be concerned-free feel. Acceptance household!

Financial Circumstances

• Fixed-Rates
• Changeable Speed
• First-Day Homebuyers
• Design & Land Money
• Money Funds
• Very first Responders & Pros

Fixed-Speed Mortgage loans

Having repaired prices and you can terms and conditions, Fixed-Speed Mortgage loans provide the assurance away from a predetermined month-to-month commission into lifetime of the loan. Fixed-Speed Mortgage loans are used for number 1 or additional residences.

Adjustable Price Mortgages

Built to promote consumers with all the way down monthly premiums, Varying Rates Mortgage loans has rates which might be repaired getting a keen 1st label and modified sometimes after that. Available for number one or additional residences, we provide a number of variable speed words.

First-Day Homebuyers Programs

Trying to find very https://cashlandloans.net/payday-loans-oh/ first domestic? Westfield Lender will provide you with the flexibleness to apply for property financing on the web, individually, otherwise one another. That is a good. Nowadays, we’re along with giving very first-big date homeowners $five-hundred out of settlement costs. Which is most readily useful!

Featuring low down costs and unique resource conditions, all of our Earliest-Day Homebuyer Apps are made to build buying your earliest family much easier and reasonable. To possess a limited go out, we’re and then make that first household pick much easier by extending an effective $500 financial borrowing into settlement costs with the any acknowledged mortgage once you use with Westfield Bank.

*Borrower get a great $five hundred lender borrowing on the settlement costs at closing. At the mercy of underwriting and mortgage recognition. Possessions have to be situated in Massachusetts otherwise Connecticut. Refinances out-of newest Westfield Loans from banks aren’t qualified. Tends to be along with other also offers. Render could be rescinded when.

Framework Finance

Strengthening a home are an intricate processes. We help each step of your own solution to build your construction resource experience due to the fact stress-free to-regarding begin to completing fingernails.

• One certification and one closure
• Interest-just payments during the 12-few days construction several months
• Fixed-rate or variable speed financial options

Homes Financing

Located the perfect destination to create your new house? That have a land Mortgage away from Westfield Financial, you might money the acquisition of home to build to your. Restriction mortgage-to-value (LTV) try 80% with appeal-simply costs for a few decades.

Funding Financing

Thinking of buying house since the an investment? Our very own Financing Money are an easy way to invest in low-manager occupied attributes.

Productive armed forces, experts, and basic responders, you will be making our very own groups top. So, we have been providing $five-hundred away from settlement costs and make their financial experience most readily useful.

Westfield Bank values the service and you may give up of one’s region’s uniformed services gurus, out of productive and you can resigned military servicepeople so you’re able to law enforcement officers, firefighters, and you can EMTs. That’s why the audience is extending a beneficial $five hundred bank borrowing towards financial settlement costs.

*Debtor gets a beneficial $five-hundred financial borrowing from the bank to your closing costs during the closure. Susceptible to underwriting and mortgage acceptance. Property need to be situated in Massachusetts or Connecticut. Refinances out of current Westfield Bank loans are not eligible. Provide tends to be rescinded anytime.